Jiyo tension free with Health Insurance Plan

Protect yourself from financial crunch during Medical Emergencies

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Broker Licensed by IRDAI
Shiftrisk insurance policy
2 Lacs+ Policies Issued
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In-House Claims Management
96% 5 Star Rating

 What does the Health Insurance Policy Cover?

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Hospitalisation Expenses

Covers pre and post-hospitalisation expenses such as room rent, ICU, surgery, doctor consultationssurgery.

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Medical Expenses

Covers all the medical costs like medicine incurred during or after any hospitalisation due to illness or accident.

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Ayush Benefits

Covers treatment or hospitalisation for any alternate medicine and therapies like Ayurveda, Unani, Siddha, Homoeopathy

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Pre-existing disease

Covers treatment expense of any pre-existing illness or disease registered at the time of claim

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Preventive health check-ups

Covers cost for annual/periodic advisable preventive health check-ups.

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Senior Citizen Policy

Special individual health insurance for citizens above 60 years of age.

Optional Add-on Covers

Personal accident

Covers accidental damages such as loss of limb or sight, permanent disabilities and loss of income.

Critical illness

Covers expense for treatment of unexpected critical health problems like cancer, heart problems and many others. Costs of consultation, hospitalisation, medicine and recurrent treatment get compensated.

OPD cover

Covers the cost of Procedures, consultations, and treatment that doesn't require hospitalisation, such as Dental or eye problems.

Maternity Cover

Compensates the expenses arising due to complications in pregnancy, surgery, hospitalisation, and vaccination for the mother and the newborn.

Covid-19 Cover

Covers the expenses of consultation, medical and hospitalisation that occur after a positive diagnosis of Covid-19.

Good health is wealth, but if you ever become ill, you'll need health insurance to protect your hard-earned wealth.



Save on taxes

Get Tax benefits under 80C
for up to Rs. 75000/-*

Cashless Treatment

Get coverage from a wide network of hospitals that gives you access to cashless treatment. No need to file a physical claim.

Hassle-free Plan purchase and Renewals

Get personalised assistance in
plan selection, renewal reminders,
easy premium payments.

Easy Add-to-cart

Add or remove any specific add-on
cover as and when required.

Smooth Claim Process

Get personalised support on claims. Our experts will guide you throughout the claim process.

No Hidden Fees

No secrets. You’ll receive every minor
detail of the policy that you’re buying.

Many have Shifted their Risk

Reshma Jha
4 star rating

I feel that I made the right decision choosing Shift Risk to help me with my health insurance needs. The team was very responsive and walked me through all of my options. I am very satisfied with my new plan and feel confident that I am in good hands if I should ever need assistance.

Mina Gupta
5-star rating

I was reminded by my cousin about the maternity cover in my health insurance plan, since I was planning to start a family. Thank god, I took maternity cover on time, because when I had my baby via C-section, it saved me a lot of money. The ShiftRisk customer service representative was really quick and easy to deal with, and helped me upgrade my cover and helped with claims.

Mitul Shah
4.5 star rating

I just started working, and a friend of mine who had already started investing in his health insurance suggested that I get in touch with experts at ShiftRisk. After understanding my requirements, they suggested a plan with an affordable premium. I am very happy with their services.

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What is the best health insurance plan for me?

It is advisable to choose your health insurance plan purely based on your requirement instead of buying the same as your friend or relative. You may want to add some additional cover to a general health insurance plan, and for that, advisors like ShiftRisk can help you evaluate your needs and suggest plans as per need and budget.

How to get my claim reimbursed?

The good news is that you get cashless claim settlement in no time by dialling just one number of your ShiftRisk personal advisor.

Will my health insurance policy be valid across India?

A plan bought in India will be valid across the network of hospitals associated with the insurer company. All the claims and settlements will be valid in India only.

Is there any limit on the duration of the hospital stay?

No, there is no such limit, but the amount of claim settlement may face a difference depending on which policy you are taking.

What are the details required for cashless hospitalisation?

You simply need a photo ID ( like a licence, Aadhar Card no. or Passport) and a health insurance policy card.

Get a Customized Quote

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