Get reimbursement of loss due to delayed baggage, loss or damage of valuables and baggage in transit.
Get compensation for getting a new passport or the amount needed to retrieve lost documents.
Whether you suffer losses due to flight delay ,cancellation or hotel stay extension, get support within 24 hours.
If you or a family member are injured or dies in an accident while travelling, the dismemberment policy benefits your beneficiaries.
The travel insurance policy covers costs for Immediate medical assistance, hospitalization expenses in a foreign land, medical evacuation, body repatriation, and ambulance charges.
Get emergency cash in case of robbery, theft, or dacoity, pay for 3rd party damage.
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“On my way to the Bahamas via London for an award ceremony, I was robbed in London and lost all valuables and important documents. With no money and help in a foreign land, but I had ShiftRisk team support in my homeland. They helped me and I was sent money from the insurer immediately to cover my financial emergencies, and was able to continue my journey as planned.”
"Just before my trip to Ladakh, my brother suggested that I purchase a travel insurance plan. And that was the best decision I made at the time. I missed my connecting flight from Delhi, due to a delay. I was reimbursed for the loss within 24 hours."
"I am so thankful that I purchased this insurance. It really came in handy when I lost my passport during transit while I was travelling to London last summer. The process was smooth, and the agent was very helpful. I would recommend them to anyone looking for travel insurance. They are simply great!"
Yes, travel insurance policies have deductibles under most coverage features. Deductibles mean the limit of claim which is not paid by the insurance company. If there is a deductible, claims exceeding the deductible limit would be paid by the insurance provider. The deductible limit can be mentioned as a period of time or as an absolute amount. If it is depicted as a period of time, it means that if the contingency continues beyond the deductible time frame, coverage would be provided. For instance, for baggage delay a deductible of 6 hours is applicable. This means that the baggage delay would be covered only if the delay exceeds 6 hours. In case of absolute deductible amounts, however, claims exceeding the deductible are paid. So, if the deductible limit is USD 1000 and the claim is USD 2000, the policy would pay only USD 1000 while the deductible of USD 1000 would be paid by you.
No, travel plans do not have a maturity benefit. When the policy expires, the policyholder is not entitled to any receivables.
Yes, the policy bought online will be cancelled and the amount will be refunded on a pro-rata basis provided no claims have been made subject to a minimum 30 days left for the policy to expire.
Yes, we do cover ambulance charges. We also cover all medical evacuation costs
Claims will be payable for the financial loss incurred by the insured if the scheduled trip is cancelled or interrupted due to hospitalisation* of the insured/immediate family member due to COVID-19