Shift Risk Insurance Brokers Limited operates the websitehttps://www.shiftrisk.com to provide consumers choice and an easy way to buyInsurance products from multiple Insurance companies. Shift Risk InsuranceBrokers Limited or www.shiftrisk.com is not an insurance company. Shift RiskInsurance Brokers Limited is a licensed Insurance Broking Company holding aBroking license from the Indian Insurance Regulator - Insurance Regulatory andDevelopment authority of India.
IRDABroking License No.575. Broker code: DB644/16. License Type: (Direct- Life & General)
Our participating insurance providers supply some of theinformation available on the Website and therefore there may be inaccuracies inthe Website Information over which Shift Risk Insurance Brokers Limited haslimited control. For details about any insurance policy, kindly contact our brokerqualified person or refer the brochure provided on the website of the insuranceprovider.
Shift Risk Insurance Brokers Limited does not warrant orguarantee the Timeliness, accuracy or completeness of the Website Information;or Quality of the results obtained from the use of the Website,www.shiftrisk.com.
To the maximum extent permitted by law, Shift Risk InsuranceBrokers Limited has no liability in relation to or arising out of the WebsiteInformation and Website recommendations. You are responsible for the finalchoice of your product and you should take time to read through all informationsupplied before proceeding. If you are in any doubt regarding a product or itsterms you should seek further advice from Shift Risk Insurance Brokers Limitedor the relevant participating provider before choosing your product. Insuranceis a subject matter of solicitation.Shift Risk Insurance Brokers Limited may pass on your personalinformation to the relevant participating provider if you apply to purchase aproduct through www.shiftrisk.com, however, Shift Risk Insurance BrokersLimited does not guarantee when or if you will actually acquire the product thatyou have chosen.
Shift Risk Insurance Brokers Limited does not accept anyliability arising out of circumstances where there is delay in you acquiringthe product you have chosen.
Please note that Shift Risk Insurance Brokers Limited is onlyassisting in collecting the premium deposit on behalf of the insurer you havechosen to buy the policy. The acceptance of the deposit as premium and finalissuance of the policy is subject to the underwriting norms and discretion ofthe Insurer whose policy you have chosen to buy on which Shift Risk InsuranceBrokers Limited has no control. Shift Risk Insurance Brokers Limited willensure that the amount is refunded by the insurer in case there is no ultimateissuance of policy.
This agreement is in effect asof MMM DD, YYYY.
We reserve the right to change this User Agreement from timeto time without notice. You acknowledge and agree that it is yourresponsibility to review this User Agreement periodically to familiarizeyourself with any modifications. Your continued use of this site after suchmodifications will constitute acknowledgment and agreement of the modified termsand conditions. Responsible Use and ConductBy visiting our website and accessing the information,resources, services, products, and tools we provide for you, either directly orindirectly (hereafter referred to as 'Resources'), you agree to use these Resourcesonly for the purposes intended as permitted by (a) the terms of this UserAgreement, and (b) applicable laws, regulations and generally accepted onlinepractices or guidelines.
By visiting our website and accessing the information,resources, services, products, and tools we provide for you, either directly orindirectly (hereafter referred to as 'Resources'), you agree to use theseResources only for the purposes intended as permitted by (a) the terms of thisUser Agreement, and (b) applicable laws, regulations and generally acceptedonline practices or guidelines.
Wherein, you understand that:
By using our website, you understand and agree that allResources we provide are "as is" and "as available". Thismeans that we do not represent or warrant to you that:
In conjunction with the Limitation of Warranties as explainedabove, you expressly understand and agree that any claim against us shall belimited to the amount you paid, if any, for use of products and/or services. ShiftRisk Insurance Brokers Ltd. will not be liable for any direct, indirect,incidental, consequential or exemplary loss or damages which may be incurred byyou as a result of using our Resources, or as a result of any changes, dataloss or corruption, cancellation, loss of access, or downtime to the fullextent that applicable limitation of liability laws apply.
All content and materials available on https://www.shiftrisk.com/,including but not limited to text, graphics, website name, code, images andlogos are the intellectual property of Shift Risk Insurance Brokers Ltd., andare protected by applicable copyright and trademark law. Any inappropriate use,including but not limited to the reproduction, distribution, display ortransmission of any content on this site is strictly prohibited, unlessspecifically authorized by Shift Risk Insurance Brokers Ltd.
You agree that we may, at our sole discretion, suspend orterminate your access to all or part of our website and Resources with orwithout notice and for any reason, including, without limitation, breach ofthis User Agreement. Any suspected illegal, fraudulent or abusive activity maybe grounds for terminating your relationship and may be referred to appropriatelaw enforcement authorities. Upon suspension or termination, your right to usethe Resources we provide will immediately cease, and we reserve the right toremove or delete any information that you may have on file with us, includingany account or login information.
This website is controlled by Shift Risk Insurance BrokersLtd. from our offices located in the state of Maharashtra, India. It can beaccessed by most countries around the world. As each country has laws that maydiffer from those of Maharashtra, by accessing our website, you agree that thestatutes and laws of Maharashtra, without regard to the conflict of laws andthe United Nations Convention on the International Sales of Goods, will applyto all matters relating to the use of this website and the purchase of anyproducts or services through this site.
Furthermore, any action to enforce this User Agreement shallbe brought in the courts located in India, Maharashtra, Mumbai You hereby agreeto personal jurisdiction by such courts, and waive any jurisdictional, venue,or inconvenient forum objections to such courts.
UNLESS OTHERWISE EXPRESSED, Shift Risk Insurance Brokers Ltd.EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESSOR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONSOF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
You authorize Shift Risk Insurance Brokers Ltd. to communicate with you on the given number for yourInsurance needs. This authorization will override your registry under NDNC.
If you have any questions or comments about these ourTerms of Service as outlined above, you can contact us at:
Shift RiskInsurance Brokers Limited
Address: 501-502,5TH FLOOR,PEARL BUILDING, B WING, SANDHU MARG,19TH ROADCORNER,CHEMBUR, MUMBAI, Mumbai City, Maharashtra, India, 400071
ContactNumber: 022-25221656 , 022-25221657